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Commercial Insurance in New York

You worked hard in starting and building your business. Don’t let what you worked so hard for getting taken away because you don’t have commercial insurance or not having enough commercial insurance coverage. Having said this, the following includes an overview of commercial insurance.

Commercial insurance includes a policy meant to protect a company from possible future risks, including income loss due to business interruption, business property damage, theft, legalities, and employees’ grievances. It can cover several employees and stakeholders of your company.

Types of Commercial Insurance Coverage

There are several types of commercial insurance coverage out there. Some of the most common types include the following:

Commercial Auto Insurance

Insurance coverage for your commercial vehicles.

Commercial Equipment Breakdown Insurance

This insurance coverage is for your business property, including desks, computers, copiers, and other equipment for your company.

Worker’s Compensation

This type of insurance coverage is to protect your business against possible lawsuits from your employees who have work-related injuries.

Cyber Liability Insurance

This type of coverage is for companies just in case they undergo data breaches and other threats of cybersecurity.

Business Owner Policy (BOP) Insurance

This insurance type includes bundle deals that may differ from each other. These packages could include coverage for general liability, inland marine, crime, etc.

Business Interruption Insurance

This coverage is for businesses in case there is a halt in business operation due to unexpected events or a covered accident.

For more information about commercial insurance, contact EverGreen Insurance Agency – Peter Schmidt Commercial Insurance today. Located in New York, EverGreen Insurance Agency – Peter Schmidt Commercial Insurance has been providing insurance products to residents and businesses in New York and New Jersey, and surrounding areas for several years. They are more than happy to assist you, so contact them today!

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